ialoan.biz does not operate as a loan lender and does not constitute any solicitation to lend. We are not entitled to make any credit decisions, we do not carry out credit check, and do not charge any fees for using our platform.
Instead, our function is to free you up from extra legwork and provide a simple solution for your current financial needs. We act as a free-to-use online platform, designed to automatically search out a promising lender that is willing to give you a loan in accordance with your needs and capacity to pay.
As we are not involved in the lending process, we cannot guarantee that the request you submit will be confirmed by a lender. It is at their sole discretion, whether or not you are approved. We do not bear any responsibility for the performance of any lender.
The lender you might be connected with may perform credit check. By providing your information through completing our online form, you give your consent to verify the details provided to gauge your creditworthiness and credit capacity.
After your request is reviewed and the lender agreed to ensure access to the funds you need, you get the loan agreement where the fees, rates, APR and terms of the loan will be specified. ialoan.biz cannot disclose any details of your fees, rates, APR and terms, as we do not have access to the data, inasmuch as we are not a lender.
You are not forced to accept any offer if you do not wish to. We just offer you the options and it is up to you to decide, whether or not the offer is suitable for you. We will never charge a dime, if you decline any offer. Obligations shall enter into force only after you have e-signed the documents with your lender.
Before e-signing your loan agreement, we advise to peruse all terms and conditions of the loan and pay particular attention to the consequences of nonpayment. Nonpayment can impact your credit score, lead to additional charges and fees, or even to collection activities.
In case you are not able to pay off the loan, urgently contact your lender. An advance discussion of your financial situation can help you avoid possible negative consequences of default.
Each lender has their own set of rules and policies. On all matters concerning your rates, fees, APR, terms, repayment, and loan renewal please contact your lender.
These disclosures are for your information purposes only and should not be regarded as legal advice.
We don’t wait for action, we create action. Time is priceless, and we do our best to provide you with fast and sustainable connection with the most respected lenders in the industry.